Job Loss Protection for Your Mortgage

The Rainy Day Foundation's Homeowner Education and Loan Protection service (HELP) includes a Mortgage Protection Program that protects homeowners if they experience a loss of their employment. Many Americans today are concerned with job stability and how they are going to make their mortgage payments if they lose their job.
The unemployment coverage included in the Rainy Day Foundation's HELP service assists in keeping homeowners current on their mortgage payments each month so homeowners can minimize their financial stress while they are looking for a job. This coverage is underwritten with an A-Excellent by A.M. Best ranking.

Overview:
Provides up to 6 months of mortgage payments if the borrower (or co-borrower becomed involuntarily unemployed.
Coverage period is within the first 24 months of the closing date.
Coverage amount is the lesser of the actual mortgage payment or $1,800
Vesting period of 60 days from mortgage closing date
Waiting period is 30 days from the commencement of unemployment.
More info: http://www.helpprogram.org/